More about our scheme and your options

• Our KiwiSaver Funds
• Your KiwiSaver Portfolios
• Your Investment Options
• Our Investing Philosophy
• Why Growth is Important

The Scheme offers both a Growth Fund and a Conservative Fund, giving you flexibility as your investment needs change. You may choose either Fund or a combination of the two in any ratio you choose. A default ‘Balanced’ allocation is provided if you do not select a mix - this is currently a 50%/50% split of contributions between the Growth Fund and the Conservative Fund, but Fisher Funds may alter the default allocation from time to time. You are also able to change your investment strategy up to twice a year at no cost.

 

The Growth Fund seeks to grow the real value of your KiwiSaver savings by principally investing in the shares of growing New Zealand, Australian and International companies. This is the Fund that really differentiates our Scheme from other KiwiSaver providers. If you are seeking to achieve higher returns over the long term this is the core Fund to invest some or all of your KiwiSaver savings in.

 

The Conservative Fund has an emphasis on capital preservation, seeking secure investments to achieve returns better than bank term deposits over the long term. The Conservative Fund may invest in all or any of a range of different asset classes principally comprising cash, fixed interest, shares, infrastructure securities and property securities both in New Zealand and internationally.

 

Follow the link to learn more about the investing philosophy behind the Growth Fund and the Conservative Fund

 

Follow the link to see where our portfolio's are currently invested and why we like those investments