Fisher Funds KiwiSaver Scheme for Employees
If any of your income is subject to PAYE when you join KiwiSaver you are considered to be an employee. Anyone aged 18 or over starting a new job will be automatically enrolled in KiwiSaver (some exceptions apply e.g. casual agricultural workers).
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Fisher Funds KiwiSaver Scheme for Self Employed
If none of your income is subject to PAYE then you are considered self employed for KiwiSaver. Self employed deal directly with the scheme provider they choose – instead of going through the IRD. It is probably the most flexible way of being a Kiwisaver member.
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